January 12, 2022

Historic Victorian Cottage - Yours to Restore!

What could be more romantic than a Victorian cottage, shaded by magnificent trees, with its rocking chair porch and picket-fenced yard?!

The circa 1915 Cox-Rufty House, listed on National Register of Historic Places, is just that!  Welcome to 420 East Bank Street in Salisbury, North Carolina ~ a one-story late-Victorian home with a tall hipped roof, fabulous rustic stone foundation, a full-width rocking-chair front porch overlooking picket-fenced front yard, and HUGE shade trees. Swoon!

This quaint 3-bedroom, 1.5 bath in one of Salisbury NC's 10 historic districts, listed with Realtor Greg Rapp with Salisbury Real Estate LLC, has many original details/  Choose which way to enter: through the front door to a wide center hallway, or via the side door near your private parking area into a sunny side porch. The first things you'll notice are the original high ceilings, two original fireplaces (non-functioning) with their early 1900s mantels, the original beadboard walls, wood trim, and wood floors. 

The center hallway is flanked by two parlors ~ a very traditional floor plan for a home of this era. The parlor with the huge built-in bookcases to the right as you come through the front door has the potential to be the 3rd bedroom by closing off an old closet wall that was once removed and now serves as a walk-thru to the next bedroom. This next bedroom is technically your owner's suite with full bath. The between the deep mahogany painted parlor and dining room is the other bedroom.

The dining room, painted a brilliant peacock bluegreen (throughout!), boasts a chair rail and architectural molding trim.  Once the trim is picked out in more original paint colors, these features will be pop in this elegant room.

Adjacent to the dining room at the rear of the home is the kitchen, with soaring ceilings and newer cupboards. The kitchen exits either to a sunny side porch, or the beautiful, private, and deep fenced-in backyard. The yard is charmingly separated by a gazebo creating an outdoor room close to the house, and a wide swath of back lawn beyond. Here, you will see where landscaping will create a wonderful private oasis.

This 1,602 square foot home offers a shared driveway with a private parking area. The home is located in the Brooklyn South Square Historic District just 4 blocks from vibrant Downtown center.  Walk to the lovely Bell Tower Green center-city park, unique shops, restaurants, library, museums, art galleries, and nightlife. 

Homes within the local historic districts in Salisbury, NC fall under review by the City's Historic Preservation Commission for any exterior changes, repairs, or renovations. Refer to Local Historic Design Standards for regulation specifics, such as no vinyl siding or vinyl replacement windows. In most cases, original materials area required for any repairs or replacements.

This beautiful cottage clearly needs TLC but will be well worth the time, effort, and investment. The home is due for a new roof, interior and exterior paint, and some cosmetic work. The home at 420 E. Bank Street can easily be restored to the stunning Victorian cottage it once was. The home is being sold As-Is/No Repairs, and therefore is not FHA loan eligible. The home IS eligible for both Federal and State Historic Tax Credits, and Historic Preservation Grants for exterior work through City of Salisbury (offered annually). 

420 E Bank Street
Salisbury, North Carolina 28144

Greg Rapp 

Salisbury Real Estate LLC 
704 213 6846 Mobile 

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